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Someone was listening!!!

Fading's picture

So the other day I was really down. But someone must've been listening because yesterday we got a call from the gentleman helping us with the last house we looked at (a double wide on a triple lot, we were denied the loan, it's only 36000.00, but we are paying 4000.00 down) and he had told the sellers our situation and he said they told him they could sympathize because they went through the exact same thing so.....THEY OFFERED CONTRACT BUYING!!!! So as long as the monthly payments they want are reasonable and feasable we can still get the house! I just want to HUG AND KISS THESE PEOPLE! We go in for a sit down to go over everything tomorrow and we get to meet them. I am about in tears I am so happy. I'm sooooo happy I think I tinkled a little. We know we can do at least a 6 year at 450/mo since lot rent is 320 for a triple so it'd be 770.00 total, which we can handle. But I am going to work on getting my credit up so that maybe in the next few years we can get a loan and payoff the sellers, then just do the loan payments. Now we just have to fret about home insurance, anyone know a good place to go through? We have progressive for auto but they dont insure mobile/manufactured homes Sad

Comments

DISbelief's picture

This is soooo awesome! I have been a loan processor for 11 years... the worst part of my job is discovering my buyers CAN'T get the home they want for their families. It is hard not to get emotionally involved when I am working with them. Especially sad when it is newly weds, with young kids..

I am so glad it worked out for you. Insurance for Mobile Homes is tough to come by. I would go to a broker like Allstate or Statefarm that has access to several different companies. I am sure they have a recource for them. Or call a manufacturer (or direct mobile home distributor) and ask if they know of any.

Good Luck and CONGRATS!

DISbelief~

~You have to BE crazy to UNDERSTAND crazy!~ Wink

smnikki's picture

i wonder if you know my mother in law?! she does loans too, and she has worked up the hill and down here. lol, that would be funny

DISbelief's picture

That would be funny... it is so very possible. Everyone in this industry knows each other if you have been around as long as I have... Up the Hill like, my hill??? Or the hill where BM was wanting to move? Cause my office is atcually a remote office out of Apple Valley. My boss is in Apple Valley... I am here.

DISbelief~

~You have to BE crazy to UNDERSTAND crazy!~ Wink

DISbelief's picture

Oh........ AND my Brother in Law does loans down there, where you are. Funny. He does credit union loans though.

DISbelief~

~You have to BE crazy to UNDERSTAND crazy!~ Wink

GiGi222's picture

Fading, I am so happy to hear this!!!!!! yay!!!!

Dis, you work in the insurance busines??

Moon Child Step Mom's picture

*Great big congratulations hugs!!!*
Great news lady… I’m dizzy happy for you!

soverysad's picture

Hugs Fading. That is wonderful news.

"A pessimist complains about the wind, an optimist counts on the wind changing, a realist adjusts his sails"