Marriage vs Living together

So BF and I aren't married don't have any definate plans to get married. But last night I was thinking I don't know how this popped in my head LOL But if something were to happen to me would he automatically take ownership of all my possessions??

Its not like I have accumulated a fortune or anything like that But I do have some family heirlooms nothing really valuable. My hobby is scrapbooking and I have a ton of stuff for that. But my crazy mind was thinking what if BF lets BM back in and my family can't get to my things :O

I know its crazy to think like that but my thought is being married gives him ownership if something happened to me. Any thoughts??

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First thought: Don't get

First thought: Don't get married. Why is this even a question? Stop psyching yourself out about possibilities.

Second thought: If you do talk about actually getting married and you are still concerned, get with a lawyer and write up a detailed will.

My dad and his ex (not my

My dad and his ex (not my mom) never married but were together for 18 years. He made a pretty substantial amount of money and has some items that are worth some money. He had a living will typed up. Of course he had it typed up that everything was to go to her (and I) because he was mad at my sisters and didn't want any of his things to go to my mom. But you can have it written up however you want.

Good advice Helena

Good advice Helena BSgoinon that is a good idea I will look into that living will. I get so off track sometimes psyching myself up about stuff :?

I also had a will and a

I also had a will and a living will before DH and I got married in which some stuff went to him.

>>>He has a "verbal"

>>>He has a "verbal" agreement with me that I will give his daughters "some money" when he dies. I always nod and smile at this.<<<

Same here.

I agree to give them some

I agree to give them some too, but since they are under 18, I've already told him that the money will go into educational trust funds so that their BM can't get her claws on it. Then, they either have to go to college to get it or wait until they are 25 or 30. I'll decide that at the time... }:)

Goforit, I figure if DH

Goforit, I figure if DH really wanted to leave them something, he would have made arrangements before now. They are 26 and 28, and certainly not my obligation. I'm the wife, and his resources are m-i-n-e.

Besides, I figure with all the $$ SD26 has wrangled out of DH this last year, she can suck it when I'm in mourning.

Trust me on this one -- if

Trust me on this one -- if you're not married you also want a Medical Power of Attorney so that you can direct medical care if your SO or BF or fiance is unable to direct his own care. I went thru this in Feb when my SO had pneumonia and almost died - he was in a coma and on life support for 17 days! He told the nurse I was his wife before they put him under so the hospital thought we were married and I was to direct his care. Thankfully, his family didn't object and try to take over or it would have been a HUGE mess and I would have had no rights whatsoever. Think about who you'd want directing your care too.