O/T Pet Insurance?
Pet Owners:
Do you have pet insurance? Why? Why not?
I am looking into a plan that covers accidents/illnesses (i.e. emergency room, blood work, xrays, cancer treatments, etc) but not routine stuff (vaccinations, yearly exams).
My dog is still young but is a breed that is prone to health issues. I do not have the kind of savings that would allow for me to spend a large amount on medical treatment for her, so it seems to be a good idea. A little peace of mind.
None of my co-workers insure their pets and looked at me funny when I asked their opinion.
So, what is your opinion, STalk friends?
- AJanie's blog
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Comments
My dobie is (knock wood) a
My dobie is (knock wood) a very healthy boy. My bully is the one who I worry about. I am glad to hear it worked out for you - what a relief to have reimbursement for such large bills.
But you have to consider your
But you have to consider your vet and your own spending habits here.
If your vet doesn't offer payment plans and you're not someone who keeps money aside for emergencies, than it's nice to pay a small monthly amount to know you're covered in the event of emergency or if your pet unexpectedly develops an illness.
Holy that's crazy! I live in
Holy that's crazy! I live in Canada so maybe I'm in the wrong blog here
We don't pay anywhere near that for insurance - pet or otherwise.
I would definitely get pet
I would definitely get pet insurance, especially if you have a breed that's prone to health issues. I've had dogs with epilepsy, hip problems, etc. and most health issues in dogs cost TONS of money. I know my epileptic dog cost around $800 a month in medications and vet visits alone. I have two cats who are fairly healthy so we don't have pet insurance for them, but I'll probably end up getting it sooner rather than later.
My vet told me that once your pet is diagnosed with something, you can't go out and get insurance that covers it. They don't cover pre-existing conditions apparently. So if your dog is prone to health issues, get it now before something pops up!
No we do not have fur baby
No we do not have fur baby insurance.
Why, because we do our level best to keep them up to date on all shots and as healthy as possible. The cost would be thru the roof.
Our biggest expense after having them fixed is boarding when we travel and can not take them along.
***BIGGEST rip off's are the Weekend Emergency Clinics--try to avoid at all costs unless it is a awful situation.***
I've never done it, but when
I've never done it, but when I was younger I had a dog that needed surgery on both his knees.
I got the care credit card, which many (but not all) vets partner with and it's an interest free for X number of months credit card. It was very helpful.
We insure our horse, but we
We insure our horse, but we did not insure our dog. We pay $600/year for major medical coverage. So when he had an impacted tooth, the insurance completely covered the almost $2500 worth of surgery and medications, but it doesn't cover upkeep. It would cover colic calls and colic surgery, and provides a payout if he is injured in an accident which requires that he be put down.
We also have Care Credit, which is what I used for Levi's bills. Their monthly payments were pretty small, so it made all the treatments and medications he needed at the end of his life affordable enough for me to nurse him through until he was ready to go.
That you for sharing the
That you for sharing the foundation website - I had no idea such a charity existed.
never had pet insurance....
never had pet insurance.... it's waste of money IMHO.
I do budget for vet expenses and I have a special savings account for unforeseen expenses, which includes this, but I believe if you take care of your animals since day one.... the will not need to go more then once a year for their normal vaccinations. Once they have these you cut our about 10 illnesses.
If the dog is taught to run from vehicles, there will never be xrays needed lol.... When I come home, Mine runs to the front door and sit there and wait for the door to be open, nowhere near the vehicle, Yes they are allowed indoors cause it's good for their mental state... and yes I spoil them rotten... they get new toys monthly, they have 3 sets off bedding, thus weekly it's changed and washed, no house food for them, spices are not good for them.... and the list goes on and on.....
I use to breed bull terriers but when the last one greeted this life at the age of 17 I called it quits... I will not survive another dog leaving me
Banfield Pet Hospitals are
Banfield Pet Hospitals are super great! They have multiple plans available that cover preventive and other care.