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Can't believe what I read today!!

Chel Bell's picture

OK, so I was online today reading about bankruptcy laws, and filing chapter 7....(sidebar) this is a new life accomplishment for me (said with extereme sarcasim), as I have no other hope of getting out of the gy-normis debt I incurred while trying to single handedly save my DH and his kids from the hole that BM was financially putting him in when I met him ......, and it was all yellow! (sorry for the vent, had to get that out) anyhoo, I see that this site states CS as a dischargeable debt!?? How is that? They include it with the "19 " forms ( general classes) of dischargeable debt that you can file. WOW. Not that we would ever even try something like that....no matter how BM spends that money, at least we can sleep at night knowing that we, and the skids know , that their dad pays support is reason enough not to do that! But I wonder to people get away with having their CS discharged while filing chapter 7? I guess you can by what I have read. It made me really think about CS, and how high the amounts are, and how unfair the"system" is , but still......kids need support some how, don't they? Has anyone ever had this happen, or know bout this? I can't believe what I have read, it was on -bankruptcylaws.com-I cannot afford to even hire a lawyer right now to file anyways, but was starting to shop around, and was a bit surprised by this.

Comments

The Principlist's picture

I think I heard of someone getting caught up in this nonsense. The EH filed bankruptcy and was absolved from paying CS. Such foolishness should not be allowed. What a wonderful judicial system we have in place.

Step Mother's Motto this week is:

You don't have to LOVE me, you don't even have to LIKE me... But you will RESPECT me.

Chel Bell's picture

even when we were "homeless", we payed CS, it was not much, but it was something! We could have had it put on hold while we were in that situation, but we did not "plan" on staying that way for long, and saw no reason to hold it off. WE SHALL PROVIDE , will be written on our tombstone when we die , before something like that happens!"~waiting on the world to change~"

Rags's picture

I do not believe that ongoing support can be dismissed by bankruptcy court.

Large sums of past due support may be forgivable depending on what state you are in.

Sasha I believe has it right.

Good luck and best regards,

Chel Bell's picture

and would make more sense, still sad though. I spoke to a lawyer today on the phone, and he said that I don't have to even file, I do qualify for chapter 7, but on my credit report, the debts are mostly charged off or closed/written off, and I do not work right now or have anyhing to support the debts, and cannot even afford to file! It's very upsetting, but doing nothing right now, and living simple (and will have to indefinatly) life is what I have/can do right now.Thats what he advised me to do. Keeping up my health will be most important, and my marriage, and getting my son, and Biokids what he/they needs. Those are the only things of "value" I have left.I will keep pushing ahead with my personal life, and try not to get myself down. At least coming out of this, I have peace from the BM, that was how this stupid stuff started anyways. :("~waiting on the world to change~"

thinkthrice's picture

they will throw the obligor in jail and take away his drivers license.  Must have been an NCP bioMOM!!