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OT Helping out someone vs helping yourself?

HappyCow's picture

Before I ask let me give a little background on DH and I the past 4 years.

4 years ago DH and I were doing ok. We were renting a small apartment, paying CS, bills, and both working full time. Then our world dropped out from us when DH lost his sales job. In a small amount of time we had to give up our apartment, pull DD out of daycare, and move into my Dad and Step Mom's basement. We stayed there for a year until we could get back on our feet and DH found a great job that pays well and that he loves.

During this time we had a lot of help not only from my family but also close friends that helped with car repairs, meals, etc. We are forever grateful that we had people care about us to help out when we needed it.

We are about to purchase our first home. We have the inspection set up for later this week so we are super happy and can't believe that in such a short time since we hit rock bottom that we are able to buy our first home. However, it’s ugly and needs a lot of love. We have been saving money to help with new carpet, paint, furniture, a trash can, lawn mower, all the things that pile up when you go from living in an apartment to becoming a home owner.

DH's best friend calls yesterday to ask to "borrow" money from DH. He has been living in Florida with his wife for the winter because the weather in their home state is brutal. So they quit their jobs, sold everything in their apartment, packed up a small motor home and drove down to Florida for the winter months. The plan was that they were going to find jobs their and just live in the motor home. To each his own. I thought it was nice for them. His wife has an 18 year old that lives with her parents but other than that they are free to do whatever they want.

I am a strong believer in paying it forward for people. A lot of people helped DH and I when we needed it so we both feel that if we have it we should help out others. My issue is that neither of them really spent any time finding jobs. They did do little things here and there but nothing stable. I am sure that the economy is tough to find a job I get that. However, they are always posting picture on Facebook about all the things that they are doing. I am sure some of this stuff doesn't cost a lot of money but if you were going to ask for money from someone wouldn't you not post how much fun you had fishing for the day?

Also, shortly before they left for Florida is when they got married. DH gave them $300 to buy a new fridge for the motor home because what they had in there was broken and he knew that they need it.

Ok, so would you lend these people money? BF is unsure if they have enough money to make it back home from FL and are stopping at our house the end of the month for (hopefully) one night. My suggestion to DH was to give him a gas card but DH thought that was rude. I just keep thing of all the things we need to save for our house but at the same time I do want to help out.

Oh, and we are not loaded by any means. We have been scrimping and saving the last 6 months. I would love to buy a new pair of shoes and have a fancy dinner with this money.