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Is identity theft next?

Ingrid's picture

The BM has stolen my DH's identity in the past. Getting credit cards in his name and racking up thousands of dollars in debt.

NOW, she is using our address for her drivers license and voters registration card. She hasn't lived here in 4 years and owns her own home, in town. She also has retained his last name.

Over the last few years I have received countless calls from collection agencies looking for her HERE, instead of at her house. She has also asked us for money to help bail her out. (I gave her the number of a credit counselor instead) She calls DH if she is stranded with no gas money to get home.

She has a live in BF. Does he know she is still so attached to her ex?

My fear is; that she is claiming to still be married to my DH and using his credit again.

If I return the voters registration card and drivers license to the post office and mark it "Return to sender not at this address" will that stop her from being able to use our address? How can she be stopped?

This is MY HOME! I want her OUT of it!

I have thought about lowering to her level and telling her boyfriend.

Any advice would help. Thanks

Comments

zenjetset's picture

Regarding using an address without your agreement or approval is a BIG no no! Federal crime I believe! However, the problem you have is that she once lived there. So, she can always claim "oh, I forgot to change it."

Definitely go to USPS office and talk to a supervisor. A supervisor will provide you with the best options. Also, you can place a stop on any future additions to your household postal address. I had a similar situation with my crazy xh. I would change my address to my new house, he would change it back to his house. This went on for months until I spoke to a Supervisor at USPS office, but that was 6 years ago and privacy laws have tightened up a bit more since 2004.

You can always write her a letter requesting her to change the address by xyz date and if she doesn't call the DMV and voter reg and tell them she is not at that address, but she us at abc address.

zenjetset's picture

Two more comments , she is probably trying to avoid creditors as you said. Which inturn hurts your credit I heard. Or that credit address. Can't recall exactly, an accountant friend told me this once when I allowed a friend to use my address with poor credit and lots of legal problems. Because when they start looking for them they get you at your home.

Two, she must be avoiding more legal problems than just credit. Authorities and investigators can usually find people by DMV records and voter reg. So, there's some possible major issues there. Beware!!!

wriggsy's picture

Our BM did the same thing. I did write "return to sender/not at this address" on her voters card and jury summons. When creditors would call, DH would give them her current address and phone number if we had it.

IslandofDreams's picture

I agree with Snarky about the credit monitoring service. Also sign up yourself. If she is still using your H's last name then she may also be impersonating you!

Do not give her an option to change her address. She has been out of the house for how long???? 4 years!! That is long enough!
Everytime something comes in her name, write on the envelope "return to sender - Does not live here" If you give her the option to change her address, she will just ramp up her illegal activities during the time you are waiting for her to change it.

Especially driver's license and voter card!! Put them back in the mail today!

lastchance's picture

Our BM's felony warrants are for identity theft. She stole her sister's identity. She also, now that she's divorcing her husband has tried to take a loan out in his name. He's in the military...I hope he slaps her with some charges.

Persephone's picture

You do not need to pay for a credit monitoring service in the U.S.... Under an amendment to the fair credit reporting act you are entitled to 3 free cbrs every year... just order one from one of the three different companies every 4 months. You can also amend your CBR with an alert statement such as: BM is not a joint holder to this consumer... or you can red flag your account.... a total PITA... but if you are really concerned, maybe worth the red tape.

Ingrid's picture

This is all starting to become so incredible overwhelming!
Been with him 3 years, she left him for another man and is still with him (now 5 years) and I still feel like I live in her house.
As I write this email I am shaking and my stomach is turning.

stepgin's picture

I'm sorry to add to your burden, but you might want to mention to your husband to watch for her use of the kids SS# as well. A friend of mine's ex ruined both his sons credit before they were even 18 due to using their info to get phones, housing and utilities. And, of course, when they found out they didn't want to get their dad in trouble. Sad So sad how pathetic some people are.

Ingrid's picture

hi Stepgin.
Yeah, we've had this discussion. She has already emptied their trust funds.

His response is, "If I find out about it, I will press charges"

I wonder...how long do we wait to check it out?

I am not legally his wife, I do have a ring and a commitment. (He is waiting for me to make a date and I am contemplating packing my shit)
Anyway, I can not check this out for myself, he has to do it.

Ingrid's picture

Maybe it's just a fantasy, but I think I figured out a way to put a stop to all of this; next time a creditor calls for her I will tell them that if they need her served...I will serve her when she drops the kids off. Imagine it, would you.
It is completely possible to do it without the children knowing. I don't think she would use my address ANYMORE.