O/T Insurance refuses to take me off my exH policy. Any suggestions
My divorce from ex was final in 2010. For the 10 months we were married, he added me to his Kaiser insurance. Once we divorced, I asked him to remove me from his health insurance policy. He said he did, I signed up through my employer for health insuranc, which is also kaiser. In August, I left my last job and started a new one, so my Kaiser insurance was terminated from my old employer. When i qualify for benefits at my new job, I signed up for kaiser again. A few weeks went by and I didn't get my membership materials. I asked my boss who swore to me that she turned in my enrollment paperwork. Around Christmas I called Kaiser to see if they received my reenrollment paperwork. That's when I found out that I was duelly covered and because of some bogus rules at Kaiser, all my membership materials went to my exH's house instead of my address. I explained to the rep that there's no reason for my ex to have me on his insurance, that we've been divorced, I'm remarried and have been paying my own health insurance. I have not seen or talk to my ex since the divorce was final. The rep informed me that ex added me to his insuranc June 2011. That's after our divorce! And during that time, I was paying Kaiser $225/month for insurance through my employer! Naturaly I was outraged and asked the rep to remove me from ex's policy. She told me she can't only him and his employer can do that. And I was informed that because I'm on his policy, he can call and find out where or what kinds of appointments I have. I filed a grievance through Kaiser asking them to remove me. And in the meantime, I contacted ex's employer and ask them to remove me. According to his employer, he never informed them that he's divorced again (he was divorced before). They said they'll get in contact with him and try to sort it out.
Fast forward to today when I got a letter from Kaiser saying they can't remove me from ex's policy because it's a group insurance therefore it's the responsability of the group administrator to remove dependents from the policy. So it pretty much boiled down to this: Someone can add me to their health insurance without my knowledge or consent, wich then gives them some access to my health information, but I can't request that I'd be removed. I need that person's permission to be removed from the policy. Ex's employer also say they can't remove me without talking to him. Last I checked, they left him a message, it took more than a week for him to get back to the lady, they asked him to bring paperwork and complete a form to remove me and he has yet to do it. In the meantime, Kaiser has been double deeping since June 2011, getting money from ex's employers and getting money from me/my employers. I don't have any health issues, there's no need for me to be double covered. And if I needed double coverage, I would go with DH's insurance not an ex. I'm so frustrated. One of the reps at Kaiser even suggested that I might need to get a lawyer to help me get off of ex's coverage. I can't afford a lawyer! I swear if I hire a lawyer, it would be to sue Kaiser for not informing me when ex renrolled me on his policy, and refusing to resolve this issue. As far as ex is concerned, I don't know what his angle is. We don't have kids together, we were married for only 10 months and he's an abusing looser.
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