You are here

And if that wasn't enough???

toriandred's picture

I just had the mailman come to my door with a restricted delivery letter. In a nice big envelope. I know exactly what it is, but I can't even sign for it. It is addressed to DH and BM!!! She doesn't even live here or even in our state, why can't they just address it to DH if it concerns him? A couple of months ago we had gotten a letter that BM wasn't making her house payments and they were about to foreclose on the house. DH got the letter, I'm guessing, because he used to be half owner. He signed the house and everything over to BM. I have the papers! I have her signature stating she is 100% responsible for the house payments. She obviously was not making those payments according to the letter we received. We thought this was taken care of a couple months ago. We faxed copies of the agreement to her AND her lawyer! Now we are getting a fat manilla envelope from the law offices. Gee, I wonder what it could be? (enter sarcastic tone there) I know what it is. That letter stated that if it wasn't paid in full by a certain date they were going to file a lawsuit. I am so fuming mad right now! Since I can't sign for it DH is going to have to take time out of work to do it. I tried calling his cell phone twice now and he's not answering. He works in a loud environment so that's not unusual. I just hope I can get a hold of him before his lunch time. Once again, more drama from the psycho hose beast! What the hell is the $1,000 per month CS supposed to be for? DUH! A roof over the children's head, clothes on their backs and food in their bellies, maybe some little extras! Not for the dreaded BM to use for concerts and wrestling events like WWE. I want to shake the hell out of her and ask her what she was thinking, because obviously it wasn't about where her children will live!

Comments

kidsaplenty's picture

If the home wasn't refinanced in her her name alone, if he is still on the loan, he is responsible. The loan company could care less about the paper where she agreed to pay for it. Legally this doesn't change the terms of the loan agreement and responsible parties with the lending institution (sorry to say).

toriandred's picture

this is a fully legal form that was signed. All the legal documents say that she is 100% responsible. This happened before DH and I even got married and now he's getting pulled into it. It has been in her name 100% for over 10 years now.

kidsaplenty's picture

Divorce papers do not trump contractual obligations with the bank. If he is still on the bank loan he is still responsible. Sure he could later go through divorce court and put her in contempt and try to get her to pay him back (good luck).

imagr8tma's picture

The mortgage still have to be refinanced into her name only - if you want the mortgage company to leave him alone..

As long as his name is still on there - they are still going to harrass him.

********She doesn't have to love me or even like me - it doesn't change a dang thing..... So get over it and move on BM!************

LizzieA's picture

I hope your DH was off the loan!

We had our BM refinance, a six-month nightmare, bouncing back and forth between 2 companies, where are you at? Her screaming at DH, etc. And he was giving her quite a gift, his equity just to get out from under her poor management. DH had always done all this stuff, he's been in real estate for 30 years, so BM on her own (as she had to be) was a pain.

MarriedwithChild's picture

I feel your pain! Do not give in to it! I am at the same point in this new marriage, hubby talks about bm or something pertaining to her or her debts, the house, defaulted car loan, court, you name it...daily!

It is driving me crazy too! I did say something about it to him, like, " Can't we ever talk about NORMAL things?"! Still, it is brought up daily. He went to a therapist! I think I am next...if he notices....

I didn't think I married to become nanny/ therapist/ maid/ mistress/ whatever...If they HAVE to talk about their BM ex all the time, get up! Go outside, be rude! Go for a drive, go have a drink, show them you do not need it!

neudoll's picture

Unfortunately the other posters are right. It doesn't matter what legal documents you have. Your SO needs to have a quitclaim done and ***most importantly*** she has to refinance the bank loan in her name only to have him off the hook for her defaulting. Good luck to you!

Angel72's picture

If he signed everything over than its just protocol of them sending you the envelope. THese companies have many departments and unles you make it clear to all they will just keep sending these stupid letters.

Get a copy of the signed papers that clearly indicate its 100% on bm's shoulderes. Get your lawyer invovled to send a letter with proof and any further letters from the mortgae or bank collection regarding this property cna be seen as harassment and then sue their asses off. At the same time you can take bm to court to redo her papers accordingly fromthe document she signed. or maybe the lawyers can force the bank to redraft a mortgage loan only with her name on it since you have the other legal documents. Thsi way you dont deal with biomom. Its just your lawyers vs the loan departement.
Its still gonnna cost you lawyer fees unfortunately.
Oh , and make sure that the home you are living in is completely under your name and without your dh's name on it. In case they try to liquidate that one for the cost of the other. Again, this will cost....

toriandred's picture

We're getting a lawyer first thing Monday morning and it's not going to stop with the house crap. DH plans on doing much more. Can we say custody battle round 2? I feel bad for all of the kids, step & bio. BM isn't really going to have a choice here. She's not employed, withheld visitation for years and the skids have already expressed wanting to live with us. They're both at the age where the judge will let them decide. I guess we'll see how this all drags out. Thanks for all the advice Smile

'Tis the season to be jolly, my ass!