BM signed an agreement that was filed with the court that states that I will provide insurance for the skids as long as I choose to and if I no longer make it available, she and DH will come to an agreement to use her policy or get an but BM has a policy that she just cancelled through her work.

I am not providing insurance because she has made it so difficult. So now she is saying that her only option is to use Medi-cal because she can't afford insurance (yep - $12 an hour, part time makes affording anything difficult). She is claiming that if I don't add them to my policy, it will just make things harder for DH because the county will come after him for reimbursement on the Medi-cal. True or her just trying to use threats?