Backstory: SD16 got a car. Within 3 months, BM wrecked her own car and commandeered SD16s car until they could buy a replacement. Said replacement turned out to be a brand spanking new fancy-pants truck with all the bells and whistles. BM gives DH a sob story about how they can’t afford to keep SD16s truck on their auto insurance now because they have a new car payment and proceeds to guilt him into forking over more money to help with SD16s car insurance.