I set one up for my YSD... to be honest it was not a super good experience.  She did tend to blow through money if she had it to spend.. many a 7-11 taquito was purchased.. and she actually got a little pudgy from having all that access to junk food on her "own dime".

I think if you do it.. it should be a set allowance replenished weekly or bi-weekly.  And a common understanding of what it is generally supposed to cover.. and what might constitute a special circumstance (like going on vacation with a friend).  Also, some basic amount that must be maintained for emergency level too? possibly.  

NO WAY. 

How do you feel about dropping your pay check in a seperate account? OR I would take out equal amount in atm.

Gooses and ganders.

In otherwords,

"if something is good, acceptable, or beneficial for ONE person, it is or should be equally so for another person or persons as well.  (Thanks Google)

Nope.  My skids aren't old enough for a debit card yet, but when they are, they will need to earn the money that is put on the debit card.  I think it's a great idea for learning how to manage money, but only if it's used appropriately and if the parents TEACH the child some money management and financial skills.  Just shoveling money into an account for the kid to spend doesn't teach them a thing.

ETA:  No login information = no money.

I think it's good to get them a debit card at this age so they can start learning about spending, I do not think it's good practice to just keep adding money any time they ask.  My bios got debit cards at 15 and I would deposit their allowances on payday.  If they blew through their allowances and had nothing left for food, or fun or gas, oh well.

You know very well giving a kid money whenever they want is wrong.  Believe in yourself.

Your SD is spoiled AF.  DH and BM have created a monster.  This nightmare won't end.

ETA: I started working for cash when I was twelve cutting lawns and babysitting.  I got my first wage job at 16 and it was direct deposit, so that's when I got my first checking account.  When I turned 18, I started building credit by opening my own JCP account, and paying off the balance each time I used it.  The parents supplied bare necessities only, anything extra we had to pay for ourselves.

I would not have done that for my bio kids nor DHs kids. I don't see how this will help them learn about money when parents just keep dumping money onto the card. Now, if you give an allowance, that's what I'd put on the card and nothing else. Once they spent it on tacos and whatever else junk, then they'd be done for the month. But that doesn't seem to be what your DH and the BM will do here. And endless flow of cash onto the debit card teaches one thing....BM and BF are an ATM. 

The one thing I did do for my bios and for DHs youngest son was add them as "authorized users" on my credit cards once they started driving. The good thing about this is, while it won't negatively impact their credit score (say you don't pay your bill) but it does impact their credit score positively. I kept their cards in a safe place; when they needed to go shopping, I'd hand it to them with a limit to spend. All three did fine and while my bios ended up with fantastic credit scores at age 18, DHs youngest son messed that up once he left our home.

They didn't have debit cards back in the day for our kids but today, I'd get them each one and put their allowance only on there.  It would teach them how to use one with the same outcome as spending all their cash.

At 14, she doesn't need extra money. Your duh pays cs for her needs. Throwing money at her constantly teaches her nothing. 

I tried doing this when the SDs were 11 and 13, or 10 and 12?  I don't remember it was so long ago. We took them to the credit union, DH opened accounts for them (YSD in tears) and thennnnnnn....  nada.

He never added $ to it, never talked with them about using them, never even gave the cards to them I think, abosolutely worthless waste of my time and pretty much the last "big" thing I engaged in. YSD still does not use her own $ for anything, has no bank account, never has had or used a debit card; basically mommy and daddy to it all for her so why should she?

My niece on the other hand at 18 is pretty much fully independent thanks to my sister for teaching her how to actually live and have current skills for society. It's like night and day comparing the two.

Note:  There's no way I'd allow a cent of my $ to be added to an SD's debit card. If you are starting this issue now, separate your accounts ASAP.

Initially we gave SS travel cash for his visitation travel to SpermLand.  That turned into a money grubbing  cash grab by the shallow and polluted end of his gene pool.  Any cash we gave him they expected to be spent on filling their gas tanks, paying for meals for SS & SpermGrandHag and the three younger also out of wedlock Spermidiot spawned half sibs by two other baby mamas.  So we stopped the travel cash program and opened a joint bank account for him and his mom with a debit card attached.  Because of our relationship with our bank that account could carry a $0 balance.  When he traveled we put money in the account. When he landed in SpermLand, we took all of the money out of the account or froze it.  There were some classic rants from them when they were stranded not able to put gas in their car or pay for a meal that their money grubbing evil bullshit manipulations expected SS to pay for.  There are some classic stories of SpermLand visitation antics where SpermGrandHag could not pay for her gas and was not allowed to leave the gas station until SpermGrandPa showed up to pay for gas she had already pumped expecting SS to swipe his debit card.  The same for having to sit in the entry to restaurants waiting for SpermGrandPa to show up to pay so they could leave.  SpermGrandHag was always mortified to have her neighbors, etc... see her default on a meal or tank full of gas.

We made sure SS understood that the money on his debit card was his, not theirs and that when he was with them that they were responsible for caring for him, feeding him, etc.... Not the other way around.

Sadly, even after he aged out from under the CO it did not stop. They put him under the full court press to have part of his pay direct deposited to SpermGrandHag's account to help support his three younger half sibs.  Because of his experience with them during the 16+ years under the CO, he shut that crap down in a hurry and made it clear that his Spermidiot's children were not his responsibility for him to support.  He has never given them a cent.

DH can always set up his own Skid debit card and put a fixed "allowance" in that the Skid has to manage. If she ends up stranded and not allowed to leave without paying... that is a key learning experience. Our son learned by having to wait with his SGH for someone to rescue she and the 4 GKs when she was trying to steal SS's money.  He has done a great job managing his finances as an adult.

Your SD may have similar learnings with a debit card.

Good luck.

BM got SD11 (yes, ELEVEN) a greenlight debit card. She has been asking DH constantly "what can I do for money?" DH finally told her that she needs to help out just because, not because she wants money. She never asks how to help. He has given her a couple of dollars for a few things... but he's not loading anything on her card. That's all on BM. 

SD asked me once what she can do to earn money. I flat out told her I don't believe in getting money for chores, so go ask your dad. IMHO, constantly giving money out teaches kids to only do something if they get something in return. Common thing for these SKs is entitlement. I won't be contributing/enabling that in any way. 

My kids have them. They get money added when appropriate as they EARN it. They have thier own little hustles going with babysitting or other projects. My son makes custom cutting boards for people and makes some good money doing it. 

They also earn with above and beyond chores.  I don't believe in paying for the basics. They live in the house too- I am not paying you to clean your room or bathroom. If I cook, I sure as hell am not cleaning up so they rotate with dishes too. That is just being in a family. However, if they want to do extra yard work. Deep clean the house, shampoo carpets, things like that- sure. I will pay for real work that they put in.

They don't get $ because they exist. If they want to do things with friends, they have to do a little work most of the time.