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I hate being lied to and I hate moochers

GameOn's picture

I don't even know where to begin with everything.

My grandmother has lung cancer. I was talking to her yesterday about her finances and if she is going to have the money to beat this and she told me that she's fine. Okay. I can believe that. I then asked her if she has insurance through her job and she said that she has great insurance. Medicaid and she got to keep my grandfathers union insurance after he passed away. Then she goes on to tell me that she has a cancer policy. Okay, I may have my dumb moments but come on. A cancer policy? I'm pretty sure that doesn't exist plus she's smoked for 40 some odd years so I highly doubt she would even qualify for a policy like that. I've already talked to her and told her to be honest with me. I don't want this to go down the way it went down with my grandfather where nobody told me what was going on (I live in another state) until I got the call to get there immediately that he was being released from the hospital and coming home to die. I hate being lied to. I understand she doesn't want me to worry but I need to make sure that my ducks are in a row at home (I still live in another state) such as FLMA approval, getting things firgured out at home with DH, and so on. I'm not a child anymore. I'm a big girl and can handle whatever the truth is.

On to the moocher. My little sister. She's almost 26 and is just now finally living on her own and the only reason why she is, is because my grandmother told her she needed to start helping with the bills if her and her boyfriend that she moved into my grandmother's house wanted to stay. Well that p!ssed little sis off so she moved out. I mean how dare she be expected to contribute to anything.

Her way of thinking is that my grandmother owes her everything. She parks in a no parking zone in Seattle and her car gets impounded. She waits a month to tell my grandmother about it and than asks for money. My grandmother mails her a check and what do you think she does with it? Spends it on drugs. Then waits another month to tell her she spent the money and asks for more. This time my grandmother sent it to the impound lot instead. That little mistake right there was around 3k. My grandmother has paid off her credit card several times after she maxed it out. That's 2k everytime. She's bought her cars, paid for her insurance, paid for her gas all while my little sis sat in my grandmother's guest room treating her like sh!t. When all is said and through my little sis has probably mooched close to 30k from my grandmother in the last 7 years.

Then, when I'm finally fed up with it because our grandmother is old and there's a pretty good chance she may need that money for her health and I confront my little sis about she responds with, "she's my grandma and that's what she does." Really? She bails you out of every crappy decision that you make. Oh, no. That's not how my little sis sees it. It's emergency money. Are you freaking kidding me? Since when is being a selfish, entitled, immature, little brat that uses her grandmother for money treats her like crap, and can't manage to nut up and be an adult and fix their own messes they create an emergency? You know what an emergency is? My grandmother not being able to pay for a procedure that might save her life because my little sister p!ssed away her money being an irresponsible idiot. I am so angry with her at the moment. If my grandmother dies because she can't afford the care that she needs I will never forgive her.

I know that my grandmother wast the one that gave her the money but in her old age she's getting a little out of it. Easier to take advantage of. Plus after my grandfather died she's alone in home and I know that she hates it. She misses him and I think that's why she's taken my little sis in so much. On top of that she feels sorry for, or atleast used to, her because she had a rough childhood. We all did. All of the grandkids. But my little sis is the poor wittle baby.

I am so upset at the moment. I don't want her to lie to me and I swear, if my little sis takes another penny from that lady I will kick the crap out of her. (Not really. It just makes me feel better to say so.)

My grandmother is more of parent to me than my parents ever were. My mom bailed when I was two and I haven't spoken to my father in almost 20 years. She's the only person that I have left that has known me my entire life. She went in for biopsy of the surround tissues and a PET scan to see how far the cancer has spread. She won't get the reults back until next week and nobody can evern tell her what day. We don't know which type of lung cancer she has or what stage it's in yet. The only thing that I was really able to find out by researching online is that the size of it, it's the size of a small orange, is a pretty good indication that she's in the later stages. I am so frustrated right now.

This may not seem like a step issue but it is. My grandmother is not my bilogical grandmother. She is my step grandmother but I've never seen her that way. She's always been Nana. The same lady that always had my back and wasn't afraid to let me know when I was being a complete idiot. She's my rock. Being another step mother who's lived through the whole step thing, I can go to her with anything and she's either been through it or has some great advise to offer. Usually it's both. Next week seems to far away.

Comments

B22S22's picture

yes, there are "cancer policies". Both my parents had/have them, neither of them smoke(d) but were exposed to 2nd hand all their lives. My dad passed from cancer, and the policy helped pay some of the out of pocket expenses and a small death benefit.

GameOn's picture

My grandmother told me yesterday that everything will be covered by insurance. Ummm....I have insurance. I've had insurace for years. That's a flat out lie. I just wanted to tell her, "hey Nana, I'm not little sis (who has never had insurance other than the policies she was on before she became an adult. Heaven forbit she pay for something herself)." I'm not an idiot.

oldone's picture

Is she old enough to be on Medicare? Because I had an enormous bill from a two week hospitalization most of which was spent in ICU and my part was zero. And that included follow up home nurse visits, physical and occupational therapy, etc for a few weeks.

I discontinued the home visits pretty quickly as I didn't feel like I really needed them but they would have paid for more.

My medicare supplement changed this year so I would probably have to pay some copay but it would be well less than $1000. There's also a limit on out of pocket.

Kilgore SMom's picture

People from and older generation tend to not let things be known until it is needed. So she may very well have insurance and hasn't felt the need to talk about them.

Praying for you and your Nana.

GameOn's picture

I'm sure she's old enough to be on medicare and maybe that's what she meant when she told me she had medicaid. These treatments are going to be expensive. If they can opperate on the tumor she still has to go through chemo and radiation to make sure they got everything and if they can't opperate she can still go through chemo and radiation but she may choose not to. It all depends on how aggresive it is and far it's spread at this point. If they can't opperate and they can't give her a decent percentage of survival with the chemo and rediation treatments she's going to refuse. She doesn't want to spend her remaining time being sick. I told her that I support her in whatever her decision is and will be there for her.

bearcub25's picture

My Mom has a cancer policy, is 81 and has always smoked. I never asked my Mom how she got it, she just told me one day when she got really sick and was in hospital....it was dehydration and the flu.

edited to add: I am very sorry for you after reading the whole thing. I have watched 3 close family members die of cancer. It is hard and I hope your NaNa is able to fight it.