I have a pre-nup

I think a pre-nup is very important. Hubby and I have one in place. Too many things can happen in a marriage...people need to be protected.

DH and I discussed it but we decided against it. We found that most of our concerns could be addressed by keeping most of our liquid assets separate. I had significantly more liquid assets than he did but he had less debt (bigger house = bigger mortgage)

DH and I discussed it but we decided against it. We found that most of our concerns could be addressed by keeping most of our liquid assets separate. I had significantly more liquid assets than he did but he had less debt (bigger house = bigger mortgage)

Pre nup here, will have post nup. Super important. No regrets.

I'm not married. Have no intention (been divorced twice). Right now have lived for 10 years with Guilty Daddy (6 months of those "happy") Guilty daddy doesn't have a pot to pee in nor a window to throw it out of. He DOES have a greedy ex (the BM) who gets excessive CS and leaves him poverty stricken. And a total of 21 years of CS to pay for three kids starting in year 2003--he has ten more years and four months to go till the last one turns 21.

I pay all the bills, finances, paperwork. He does contracting work in lieu of room, board, secretarial/paralegal services, you name it. Although he doesn't see it this way because his contracting work "made the house what it is." (TM) And because I met him originally at work during a change of careers and learned my durrent trade from him, he feels I am forever indebted to him for the career I have now (which is a career path that he abandoned shortly before he moved in with me 10 years ago). He constantly badgers me to:

1. get married to him so "he can have half the house" (it's not a community property state and palimony isn't recognized)

2. get married so he can get on my health insurance benefits (he has none from the job he currently works at)

3. get life insurance with him as beneficiary and NOT my grown children so that he can stay in "his house" (TM) should I die first***

4. get a will with him as beneficiary and NOT my grown children

He believes that he contributes more to the relationship and assets than I do (typical sociopathic thinking) because he has contractor skills. I buy most of the materials. *** And that he has "sweat equity" in the house.

He does not recognize that it is a benefit to him to live in my house and get everything paid for free and clear by me for the past ten years when he otherwise would have to live with roommates, siblings or in a cardboard box.

DH & I both came into our marriage with nothing. Literally. I had just graduated in December & started working in January. We lived together from January to May & got married. DH had been working in the 'real world' for about 3 years but had nothing to show other than his car because of child support/court expenses.

We decided against a prenup. But he knows if he kicks the bucket his life insurance policy is in my name, SD will get nothing until she is 18. BM won't even be allowed at the funeral.